About the Score

Your HelloWallet Financial Wellness Score is a great way to keep track of your financial health. Your Score is calculated based on a holistic view of your current financial situation including your account balances, income, spending, and profile information. The more information you input about your financial life, the more accurate your HelloWallet score will become. Your Score is broken down into several components that are important to your financial wellness. We suggest that you use the components of your HelloWallet Score to understand your financial strengths as well as areas where you may need to improve.

HelloWallet will also show you a peer comparison, based on your age and household income. You can use this comparison as motivation to improve your Score!

If you're looking for ways to improve your Score, we recommend using HelloWallet's Score Guidance. ​The Score is closely tied to HelloWallet Guidance and the two complement each other: the Score tells you how you're doing, and Guidance gives you specific recommendations and a personalized plan for improving your finances.

New to the Score? If you don’t have a score yet, there are a few things you can do to get a score, including:


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