I keep my emergency savings in a Money Market account; it offers a substantially better interest rate than a savings account with a bank, and is just as liquid. However, it doesn't count as 'emergency savings' in the score, and thus the score itself is much less useful. It would be useful to allow users to specify which accounts to consider in this category, rather than hardcoding it. Thanks!
This is something we are working on right now! We understand this causes problems with the score component and we are working to correct it.
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