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Treatment of CDs in emergency savings component of Score methodology

Oct 08, 2014 09:20AM EDT

I wish there was more flexibility to associate certain types of accounts for particular purposes. For example, I hold a good portion of my emergency savings in laddered CDs because they offer the same liquidity with a higher APY % than my savings account. However, in the HelloWallet methodology, assets held in CDs are not considered in the scoring methodology for the emergency savings component. I disagree with this approach.

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HelloWallet Support Answer

Oct 08, 2014 04:59PM EDT
HelloWallet Support

Thanks for the feedback! We will be sure to pass this suggestion along to our product team. If you have any other feedback or suggestions, please let us know!

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